Catastrophic Health Plans

Major emergencies don't need to overwhelm your life!

Trinity HealthShare, Inc. offers CarePlus Advantage, a catastrophic health plan that gives assistance with the cost of major medical expenses. CarePlus is for people who either don’t frequently go to the doctor or aren’t concerned about paying out-of-pocket for minor healthcare expenses.

Trinity HealthShare, Inc. is a Health Care Sharing Ministry whic offers hospitalization and surgery services and provides one of the most flexible and cost-saving programs on the marketplace today. Although CarePlus is not insurance, cost-sharing is available for all eligible medical expenses.

Catastrophic medical events can now be managed

Catastrophic plans have a low monthly share amount but a high Member Shared Responsibility Amount (MSRA), which is the amont you pay for healthcare services before your plan starts to share the costs. Once your MSRA is met, CarePlus Advantage pays 100% of most eligible services. Medical treatment for a serious illness or accident can cost thousands of dollars. With the support of a catastrophic plan, the possibility of a major medical emergency will not overwhelm your life.

Request a Quote!

A Catastrophic Plan is for you if:
  • You are generally healthy and do not got to the doctor often
  • You prefer to pay for minor healthcare expenses out-of-pocket
  • You want to save on monthly costs
  • You want to be prepared for high medical bills in the event of a major medical event
Eligible for Cost-Sharing
  • Hospitalization
  • Emergency Room*
  • Specialty Care**
  • In-Patient Surgery
  • Out-Patient Surgery
  • In-Patient Labs
  • In-Patient X-rays
  • In-Patient MRI
  • Anesthesiologist

* There is a $300 co-expense required at the time of service at any Emergency Room. If at the time of ER visit the member’s situation evolves whereby the member is admitted, then the $300 co-expense will be included as part of the Member Shared Responsibility Amount (MSRA).

** Specialty Care is only eligible during hospital stay of 24 hours or longer.

Limitations on Sharing Eligibility
  • A pre-existing exclusion applies for the first 24 months of membership. Sharing requests fufilled during the first membership year become a pre-existing condition.
  • Lifetime Catastrophic Cost-Sharing Limits apply
  • Specialty Care is only eligible during hospital stay of 24 hours or longer
  • If at any time it is discovered that a member did not disclose accurate medical history on the membership application, the criteria set forth in the membership eligibility manual on his/her application date will be applied, and could result in either a retroactive membership limitation or a retroactive denial to his/her effective date of membership including denial of cost-sharing.

Plans & Pricing